About Me
Welcome to Disha Investments
Empowering Your Financial Growth Since 2001
For over 23 years, Disha Investments has been a trusted partner in wealth creation and financial security for individuals, families, and businesses. Based in Pune, we specialize in delivering tailored investment solutions across diverse financial instruments, helping you navigate the complexities of today's financial landscape.
Read MoreOur Core Services
INVESTMENT PORTFOLIO
Whenever you think of making investment, three things should come on top of your mind – Risk Profiling, Products and Asset Allocation.
TAX OPTIMIZATION
Tax planning involves optimizing your wealth creation and protecting your health, life and assets while aligning all these with existing provisions in
INSURANCE POLICIES
Insurance is an important risk management tool that can protect you and your family from financial hardship caused by unfortunate events
MUTUAL FUND
A mutual fund is a type of investment vehicle consisting of a portfolio of stocks, bonds or other asset classes. Mutual funds give small or individual investors access
WEALTH BASKET
Wealth is an abundance of variable material resources. The meaning of wealth is not straightforward. Wealth is basically a person’s net worth. Wealth can be explained
TARGETED INVESTMENT
Making holistic investment choice is always preferred than making random investments. This can be achieved if every investment made is linked to a certain purpose.
Financial Calculators
Secure your future through systematic investment
Select your goal and calculate how much you need to invest!
client's reviews
"Working in the public sector, my wife and me understand the value of trust and accountability, and Mr Umesh Kulkarni founder of Disha Investments has exceeded our expectations on every front. Their tailored investment strategies and deep understanding of our financial goals have given us peace of mind and confidence in our future. The professionalism and personalized attention we’ve received are unmatched. We highly recommend Umesh to anyone seeking expert guidance in wealth management."
-1.Balasaheb Doiphode
Retired General Manager of PSU Bank
"As a driver for a cooperative bank, I never thought I could plan effectively for my children's education. Umesh Sir guided me step by step, helping me understand investments and build a solid plan for their future. Thanks to their expertise and support, I’ve achieved my goal of providing quality education like B.E. Electrical and M. Tech in polymer for my kids and now they are successfully working in their respective profession. I’m deeply grateful to Umesh Sir for his dedication and highly recommend his services to anyone looking for financial guidance."
-Sunil Sonawane
"As a government school teacher, managing my finances and planning for the future always seemed challenging. Mr. Umesh Kulkarni made the process simple and approachable, helping me create a reliable investment plan tailored to my needs. Their guidance has brought me financial security, wealth creation and helped me achieve my family’s financial goals. I highly recommend Disha Investments for their professionalism and personalized advice."
-Mahendra Nalande
"As someone juggling family responsibilities and a dream of international travel, I needed expert guidance to align my financial goals. Umesh Kulkarni provided a clear and achievable investment plan, helping me secure my family’s future while fulfilling my travel aspirations. Their personalized approach and consistent support from the last twenty years have been invaluable. I highly recommend Disha Investments for anyone looking to turn their dreams into reality."
-Anjali Kulkarni
" As a young person starting their income journey, investing and saving can feel like a concept for a more mature (older)crowd. However, this is far from the truth. When, investing can feel overwhelming, and confusing begin with, a proper guidance from a good consultant can be the savior. In my case, this came from Mr. and Mrs. Kulkarni from Disha Investments. They, along with their team were incredibly helpful in demystifying the 'Why, What and How' of Investments and savings for me. They took the time to understand my financial goals, which I really appreciated. They explained everything in a way that was easy to grasp, without all the jargon and also assisted me with starting my investment journey."
-Sai Kulkarni
Advocate
"Living in America as an NRI, I needed a trusted advisor to help me navigate secure investment opportunities back home. Mr. Umesh Kulkarni provided expert guidance, ensuring my investments were both safe and growth-oriented. Their strategic planning has helped me build wealth with confidence and ease. I highly recommend Disha Investments for their professionalism and deep understanding of NRI financial needs."
-Mohit Jadhav